DORA

Digital Operational Resilience Act

The EU regulation for ICT risk management in financial services. Comprehensive requirements for digital operational resilience.

What is DORA?

DORA (Regulation 2022/2554) is an EU regulation establishing uniform requirements for ICT risk management and operational resilience in the financial sector.

The regulation covers ICT risk management, incident reporting, resilience testing, third-party risk management, and information sharing. It applies directly across all EU member states.

DORA aims to ensure financial entities can withstand, respond to, and recover from ICT-related disruptions and threats.

Entities in scope

  • Credit institutions (banks)
  • Payment institutions
  • Electronic money institutions
  • Investment firms
  • Crypto-asset service providers
  • Insurance and reinsurance undertakings
  • Insurance intermediaries
  • Pension funds
  • Credit rating agencies
  • Crowdfunding service providers
  • ICT third-party service providers

Key requirements

DORA establishes five pillars of digital operational resilience for financial entities.

ICT risk management framework
ICT incident classification
Major incident reporting
Digital operational resilience testing
Threat-led penetration testing (TLPT)
ICT third-party risk management
Contractual arrangements oversight
Information sharing arrangements
ICT business continuity
ICT response and recovery
ICT change management
ICT security awareness

Achieve DORA readiness

Run the unified assessment and score DORA alongside NIS2 and ISO 27001 — shared controls scored once, not three times.